Celebrate With Us!
YEARS
for US
for
$ YOU
To qualify for the $90 bonus, you must open a Flushing Bank Complete Checking account1 during our celebration
month of June, an opening balance of $1,000 is required with an average balance of $1,000 or more each month
through September 2019.
Plus, get up to $200 when you open a new Complete Checking account and complete the required activities2. For more
information, visit your local Flushing Bank branch, call 800.581.2889 (855.540.2274 TTY/TDD) or visit www.FlushingBank.com.
Small enough to know you.
Large enough to help you.®
1 Effective June 3, 2019 through June 30, 2019. New Complete Checking account with new money only. Existing checking account customers are not eligible. A new checking account is defined
as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer is defined as
anyone who currently has or has had a Flushing Bank checking account within the last 24 months. The minimum opening balance required for Complete Checking is $25, but a minimum opening
balance of $1,000 is required in this account to qualify for the respective advertised bonus. The new account must remain open, active, and in good standing through September 30, 2019 with an
average balance of $1,000 or more each month. One $90 bonus per new Complete Checking customer which will be credited to the qualifying Complete Checking account in October 2019. A
1099 statement for the bonus value will be issued. The promotion and offer are subject to change and termination without prior notice at any time. 2 This offer is limited to one Complete Checking
account per household. Minimum deposit required to open a new Complete Checking account is $25. No minimum balance required to be eligible for the Bonus. Direct Deposit – You will receive
$100 for signing up for and receiving a recurring direct deposit of $250 or more. Tax refund checks do not qualify as direct deposit. Direct Deposits must be completed prior to 90 days after the
account is opened. Debit Card Purchases – You will receive $50 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more. Online Banking Bill-payments – You
will receive $50 for completing 5 online banking bill-payments via Flushing Bank’s Online Banking portal. Each online bill-pay must be $25 or more. Debit Card Purchases and Online Bill-payments
must be completed prior to 60 days after the account is opened. THE MAXIMUM AMOUNT ANY CUSTOMER CAN RECEIVE IS $200. The compensation will be credited to the checking account
on or about the end of the month following the completion of the above qualifying transactions within the required time after account opening. A 1099 will be issued in the amount
credited to your account. Other fees and restrictions may apply. All offers are subject to change and termination without prior notice at any time.
Flushing Bank is a registered trademark
Older New Yorkers Demand (and Need) Rent Reforms
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No one needs more convincing
that living in New
York City is expensive – especially
when it comes to
rent. We need to do something
about it, and with
current rent laws about to
expire, now’s the time.
Older New Yorkers
may know better than anyone
about the struggles
and worries of rising rent
costs. Many live on fixed
incomes and face escalating
expenses for health
care, utilities and food,
while many pay for costs to
care for loved ones.
Our older residents are
often one health or family
crisis away from breaking
the bank. As it is, a study
by the Center for an Urban
Future commissioned by
AARP found that one in
five older New Yorkers is
living in poverty – up 11
percent during the past decade.
And the number of New
York City residents aged 65
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and over grew twelve times
faster than the city’s under
65 population over the
past decade, with a record
1.24 million adults aged 65
and over now living in the
five boroughs.
One source of stability
– and comfort – for many
older New Yorkers is their
home and their community.
It’s not unusual for seniors
to live in their apartment
and community for 20, 30,
even 40 years or more.
Their friendships and
support systems, shop owners
and pharmacists, and
their doctors are in the
community. They attend
local senior centers for allimportant
socialization
– and often meals. They
have routines crucial to
people as they age.
But seniors face the
risk of losing their apartments
to rising rent costs.
Current loopholes allow
landlords to convert rent
regulated units to market
rate apartments or game
the system - at the expense
of tenants - for their own financial
gain.
Many older New Yorkers
already report having trouble
paying their rent; 54%
of city voters ages 50-plus
– including 67% of Hispanics
- said affordable housing
was a major concern,
according to a 2014 AARP
survey - far surpassing
other concerns.
As the City’s population
continues to age, affordable
housing concerns are likely
to grow. We need to ensure
safe, quality and affordable
housing for older New Yorkers
now and in the future. A
strong rent-regulated housing
program is essential to
this goal. Over two million
households in NYC live in
rental housing and over
one million households live
in rent-regulated or rentcontrolled
apartments.
We need to ensure more
than the renewal of existing
state rent laws; we need
the Governor and state legislature
to work together
to enact comprehensive reforms.
AARP supports three
basic principles: ending
high-rent vacancy decontrol,
restoring preferential
rent protections, and
ensuring the Vacancy Allowance,
Major Capital Improvements
and Individual
Apartment Improvements
initiatives protect tenants
while allowing landlords to
address problems.
This is our opportunity
to ensure that New
York does not lose affordable
housing options for
our seniors – and all our
residents. The seniors who
have built our communities
deserve as much.
Marilyn McMichael and
Debra Robles have lived in
their same rent regulated
apartments in New York
City for 30 and 20 years,
respectively, and are active
AARP advocates for rent reforms.
Beth Finkel is AARP
New York State Director.
18 TIMESLEDGER, JUNE 14-20, 2019 BT QNS.COM
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