The Credit Union
Minimum Opening Balance $1,000. Savings federally insured to $250,000 LIMITED TIME OFFER!
HOME EQUITY LINE OF CREDIT
NO CLOSING COSTS!
(718) 831-6125 | TeachersFCU.org
(Formerly Melrose & LOMTO Credit Union Branches)
Woodside (Queens) - 50-24 Queens Blvd. Briarwood (Queens) - 139-30 Queens Blvd.
Riverside (Manhattan) - 180 Riverside Blvd. at W69th St.
31 Branches throughout
Long Island, Queens & Manhattan
*All rates and terms are subject to change without notice. Annual Percentage Yield (APY) accurate as of 7/3/2019. A penalty may be imposed on
Subject to membership eligibility. Membership conditions may apply. **APR: Annual Percentage Rate. Rates
and terms accurate as of 7/2/19. All rates and terms are subject to change without notice. Term: 180 Months. Daily Periodic Rate is 0.0075%. Rate applicable for
terms up to 120 months. Higher terms are available. Ask for details. HELOC max $500,000 (up to 80% of home value, rate shown for 80% max. LTV). Lines up to
$100,000 require $10,000 min. advance & must maintain a balance of $5,000 for 36 months to avoid repayment of closing costs. Lines $100,001 - $250,000:
$60,000 advance & maintain a balance of $50,000 for 36 mos. to avoid repayment of closing costs. Lines $250,001 - $500,000: $150,000 advance & maintain
a balance of $100,000 for 36 mos. to avoid repayment of closing costs. Variable rate equal to the Wall Street Journal Prime Rate (5.50% as of 6/25/2019) as
published 30 days prior to interest rate adjustment date, applied at loan origination. After 12 month period, a 1% maximum rate adjustment is allowed per quarter.
Rate will not exceed 18% over the life of the loan. Appraisal will be required. Primary residence – New York, Florida, Pennsylvania, North Carolina, South Carolina
or New Jersey only.. Ask for details. Membership conditions may apply.
Caribbean Life, J BQ uly 12–18, 2019 21
If you qualify, you can purchase a home with as little as 3.5%
down. We provide many loan options, so request your
prequalification with Allied first before you start your search!
FHA | Conventional | Veterans | USDA | First-Time Buyers
Jumbo | Investment | Reverse | Foreign National
Come visit us in the heart of Queens!
164-19 Hillside Ave., Jamaica, NY 11432
Mohammed Jan Fahim, Branch Manager
CONTACT ME TODAY
TO DISCUSS YOUR OPTIONS!
Allied Mortgage Group Inc. (NMLS #1067) corporate office is located at 225 E. City Avenue, Suite 102, Bala Cynwyd, PA
19004 (610) 668-2745. The content in this advertisement is for informational purposes only. This is not an offer for extension of
credit or a commitment to lend. All loans are subject to underwriting guidelines and are subject to change without notice. Allied
Mortgage Group is not affiliated with any government agency. Loan programs may not be available in all states. Total finance
charges may be higher over the life of the loan as a result of refinancing. Licensed by the New Jersey Department of Banking and
Insurance License #9501070, Licensed Mortgage Banker - NYS Department of Financial Services. Full licensing is found at
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