TO BE TRUE!
Caribbean L 22 ife, June 7–13, 2019 BQ
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55,000+ Free ATMs
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MX – Money Management
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Highly Rated Mobile App
Fraud Text Alerts
1 Bonus Offer is available from April 1, 2019 through June 30, 2019 (“Promotion Period”) for
consumers who (a) do not currently hold a Ridgewood checking account either personally or as
joint owner, (b) did not have a Ridgewood checking account either personally or as joint owner
that was closed in 2019, and (c) open a new personal checking account during the Promotion
Period that satisfies the applicable offer criteria set forth below (an “eligible customer”). Customer(
s) must be an eligible customer and meet all existing checking account qualification
requirements to qualify for this offer and must maintain the checking account as stated in the
Bank’s account terms and conditions. Applicable bonus amount (as further described below) will
be credited to the new personal checking account once the applicable offer criteria set forth
below are met, approximately 90 days from account opening. One bonus award per eligible
customer and new account; this offer cannot be combined with any other offer.
A $300 bonus offer is available to eligible customers who open a qualifying Premier Checking
account and make a cumulative direct deposit of funds of at least $2,500 into it within 60 days of
account opening. A $150 bonus is available to eligible customers who open a Ridgewood Good
or Checking with Interest Account and make a cumulative direct deposit of funds of at least $500
into it within 60 days of account opening. A $150 bonus is available to eligible customers who
open a Student Advantage account and make either: (i) a direct deposit of funds into it; or (ii) 10
debit card Point-Of-Sale purchases, within 60 days of account opening. Qualifying direct
deposits include recurring electronic deposits of your paycheck, pension or government benefits
(such as Social Security). Person-to-Person and bank transfers between your Ridgewood Savings
Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
Payments received for goods sold do not qualify.
In addition, eligible customers may receive up to 5,000 in uChoose Reward® points by earning
1,000 uChoose Reward® points for each eligible additional service enrolled in during the
Promotional Period. Eligible additional services for this Offer include: 1. MX-Money Management;
2. eStatements; 3. SMS Fraud Alerts; 4. Mobile App Activation; 5. Mobile Wallet. 5,000 uChoose
Reward® points can be redeemed for $50 cash value. Benefits, Rewards Points and the redemption
of Rewards Points under the uChoose Reward® program are administered by Fiserv, Inc., an
unaffiliated third-party vendor of Ridgewood Savings Bank. uChoose Rewards® is a registered
trademark of Fiserv, Inc.
Premier Checking Account: The minimum balance to open is $250. This is a tiered rate account,
the APY for balances $0.01 – $9,999.99 is .10%; $10,000.00 – $24,999.99 is .20%; $25,000.00 –
$49,999.99 is .25%; $50,000.00 or more is .50%. Checking with Interest Account: The minimum
balance to open is $100. This is a tiered rate account, the APY for balances $0.01 – $9,999.99 is
.10%; $10,000.00 – $24,999.99 is .15%; $25,000.00 – $49,999.99 is .20%; $50,000.00 or more is .25%.
Ridgewood Good Account: The minimum balance to open is $25. Student Advantage Account:
The minimum balance to open is $25.
Each Annual Percentage Yield (APY) set forth above is effective as of 3/15/19 and is subject to
change at any time. Fees may reduce earnings. The value of the bonuses paid under this
promotion is considered interest and Ridgewood Savings Bank will issue you an IRS Form 1099-INT,
or other appropriate form. Offer may be withdrawn or modified at any time without notice.
Ridgewood Savings Bank employees and immediate family members are not eligible to
participate in this offer.
Subject to Terms and Conditions. Program subject to change or discontinuance
President Donald Trump. Associated Press / Evan Vucci
Trump proclaims June
American Heritage Month
By Nelson A. King
President Donald J. Trump has
proclaimed June National Caribbean-
American Heritage Month, stating
that, during the month, the US
acknowledges “the significant ways
Caribbean Americans have shaped
our culture and heritage.”
“Americans with roots in the Caribbean
have greatly enriched our society,
contributing to the arts, business,
journalism, technology, government,
religion, the military, sports, and
many other fields,” said Trump in a
White House proclamation on Friday.
Singling out Barbadian Joseph
Sandiford Atwell, Trump said Sandiford
Atwell, “through his dedication
to his faith, exemplified the unyielding
spirit of Caribbean Americans.”
Born in Barbados in 1831, Atwell
moved to the United States in 1863
and attended the Philadelphia Divinity
School, Trump noted.
Following the Civil War, he said
Sandiford Atwell “went to spread
God’s message of hope and love to the
emancipated slaves in the South.
“Due to the strength of his ministry,
he became the first black Episcopal
deacon ordained in the Diocese of
Kentucky and went on to become the
first black Episcopal priest in the Diocese
of Virginia,” Trump said.
Earlier this year, Trump said he
met, in Florida, with the leaders of
the Bahamas, Dominican Republic,
Haiti, Jamaica and St. Lucia “to reaffirm
our partnership with the Caribbean.
“We discussed how we can bring
greater prosperity to this important
region, including potential opportunities
for energy investment and
enhanced trade partnerships,” the US
president said. “We made tremendous
progress, and we will build on these
discussions to strengthen further the
relationship we share with our Caribbean
“This month, we recognize the
vibrant culture and patriotism of Caribbean
Americans that continue to
bolster our country and enrich our
lives, and we pay tribute to the strong
friendship between the United States
and the countries of the Caribbean,”
Trump added. “now, therefore, I, Donald
J. Trump, President of the United
States of America, by virtue of the
authority vested in me by the Constitution
and the laws of the United
States, do hereby proclaim June 2019
as National Caribbean-American Heritage
Trump urged all Americans to join
him in celebrating the history, cultur
and achievements of Caribbean Americans
“with appropriate ceremonies