9 MONTH CD OR IRA
1.95%
APY1
PLATINUM SAVINGS
1.55%
APY2
(1) Annual Percentage Yield (APY) in effect as of 01/28/20 and subject to change
without notice. Minimum balance of $2,500 to open 9 Month CD. Minimum
balance of $250 to open 9 Month IRA. All account balances above $0.01 will
earn the stated APY. There is a substantial penalty for early withdrawals. Fees
could reduce earnings. Withdrawals from IRAs before age 59½ may be subject
to a 10% federal additional tax and possible state tax. The 9 month CD and
IRA require new money only. New money is defined as funds not currently on
deposit at Northfield Bank. The maximum account balance for the 9 Month CD
is $225,000. IRA not available to open online.
(2) Annual Percentage Yield (APY) in effect as of 01/28/20 and subject to change
without notice. A minimum balance of $0.01 is required to open account.
The account will be charged a minimum balance fee of $8.00 each statement
cycle if the average daily balance for that cycle falls below $2,500. Fees can
reduce earnings. All account balances above $0.01 will earn the stated APY.
Transaction limitations apply, see an account representative for details. New
money is required to open a Platinum Savings. New money is defined as
funds not currently on deposit at Northfield Bank.
COURIER LIFE, FEBRUARY 14-20, 2020 13
ADVERTORIAL
BRIGHTON EYE
February is Age-related
Macular Degeneration
Month
Millie R. Fell, MD, FACS
Age-related macular degeneration (AMD)
is the leading cause of blindness in elderly
Americans older than 55 years old. In AMD,
the macula or the small part of the retina
(the layer of nerve cells lining the back wall
inside the eye) which accounts for our near
vision is affected. Macular degeneration
comes in a dry and wet form. In the dry
form, patients lose important cells in many
of the layers of the retina. In the wet form,
abnormal blood vessels grow under the
retina and leak fl uid and blood. I treat many
patients with macular degeneration every
day in my offi ce. Patients ask the following
questions:
- Is it better to have Dry or Wet Macular
Degeneration: Patients can experience
devastating vision loss in both forms. Right
now we have excellent treatments for wet
AMD especially if we catch the disease early.
In wet macular we can now inject special
medication into the eye that constrict
the abnormal blood vessels and stabilize
the vision. Often treatment has to be given
monthly but now we have a new medication
that hopefully will stabilize the vision
for as long as three months. Dry Macular
Clinical Assistant Professor
of Ophthalmology NYU
degeneration is the more common form of
the disease. Unfortunately there is no treatment
for this form of the disease right now.
That may change in the near future.
- Should I use daily vitamins? I fi nd that
many patients are using vitamins for a variety
of diseases. It has only been shown that
vitamins help deter the progression of AMD
by 25% in one small portion of patients with
macular disease. Only your ophthalmologist
can tell you if you are a candidate for
vitamins.
- I have AMD and a cataract. Can cataract
surgery help restore my vision? Can
cataract surgery make my vision worse?
This is a discussion that every patient has
to have with their ophthalmologist. Your
doctor will determine which is affecting
your vision more. Often cataract surgery
will greatly improve a patient’s vision as
more light is let into the eye when the cataract
is taken out. Patients with wet AMD
may require treatment for their AMD prior to
having cataract surgery.
For more information about AMD or to
make an appointment, call the offi ce of Dr.
Millie Fell at Brighton Eye 718-339-6868.
Children who attend free, full-day,
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build skills, and work together.
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Call 311 | Text “prek” to 877-877*
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can apply for the 2020–21 school year.
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Visit our state-of-the-art facility located at 2025 Kings Hwy
718-339-6868www.brightoneye.com
Most insurances accepted
2020
TAKING CARE OF BROOKLYN’S EYES FOR OVER 28 YEARS
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